Clarity Act has 90% chance of passing, says Brad Garlinghouse

The Clarity Act could revolutionize crypto regulation in the United States. Brad Garlinghouse, CEO of Ripple, estimates its chances of adoption at 90% by April 2026. A major step forward for stablecoins, crypto companies and investors. But what issues lie behind this bold prediction?

Brad Garlinghouse predicts 90% passage of the Clarity Act by April 2026

The Clarity Act aims to clarify the distinction between digital assets considered securities and those considered commodities. This long-awaited regulation could finally provide legal certainty to crypto companies operating in the United States.

To this end, Brad Garlinghouse, CEO of Ripple, recently declared that the Clarity Act had a 90% chance of being adopted by April 2026. A prediction that is based on growing political momentum and advanced negotiations between crypto industry players and decision-makers. The White House even set a deadline of March 1 to resolve disputes around stablecoin rewards.

Ripple: how could XRP benefit from the adoption of the Clarity Act?

Ripple, as a key player in cross-border payments and blockchain solutions, stands to gain from the passage of the Clarity Act. Indeed, Brad Garlinghouse certainly sees this regulation as an opportunity for Ripple to strengthen its position on the crypto market and reassure its investors. XRP could then see an increase in its value due to increased adoption and new strategic partnerships.

Ripple could thus capitalize on this dynamic to develop its solutions and expand its influence. However, challenges remain. Resistance from traditional banks and the technical complexity of the negotiations could slow down or modify certain provisions of the bill. Ripple will need to remain vigilant and adapt its strategy to take full advantage of this regulation.

Clarity Act: what implications for the crypto market?

The adoption of the Clarity Act by April would have major repercussions on the crypto market. For stablecoins, this would mean clearer rules, but also potential restrictions on reward mechanisms. Thus limiting their attractiveness for users while strengthening financial stability.

For investors, this regulation could increase confidence in the crypto market, spurring growth and institutional adoption. A step forward which could also promote the integration of digital assets into the traditional financial system, while providing a more secure framework for players in the sector.

The Clarity Act represents a major step forward for the crypto sector. With Brad Garlinghouse estimating his chances of adoption at 90%, the optimism is palpable. But the challenges remain numerous and the final result will depend on the compromises found in the coming months. In your opinion, will this law really be adopted by April 2026?