Realt unveils a tokenized factoring product with 12 % yield!

In a context where traditional finance is struggling to meet the performance and accessibility needs, Realt continues to write the history of tokenization. After having democratized the fractional real estate investment, the platform is launching a new unprecedented product: the Factoring Token, a tokenized financial asset offering up to 12 % annual return. An innovation tailor -made for informed crypto investors and alternative finance enthusiasts.

From concrete to receivables: why Real is widening his horizon

Since its creation in 2019, Realt – Realtoken's contraction – has enabled more than 80,000 users to invest in real estate from $ 50, by offering them a direct share of the rents received. With more than 700 tokenized goods through Colombia, the United States or even Panama, the startup founded by Jean-Marc and Rémy Jacobson has established himself as a world pioneer in real estate tokenization.

But behind this first brick, ambition has always been larger: making any type of asset accessible via the blockchain. Today, Realt crosses a CAP by attacking an unknown, but colossal pillar of finance: the factoring.

What is Factoring Token?

THE Factoring Token is based on a simple, but powerful mechanism. It represents a part of a commercial claim, in other words an invoice issued by a company to a customer. Instead of waiting for 30, 60 or 90 days to be paid, the company gives up this claim to a factoring player (called ” factor ) Against an immediate payment, for a discount.

This is where the investor comes into play: by funding these claims via the Factoring Token (at 50 dollars per unit), he receives a target annual remuneration of 12 %, transferred thanks to the interest paid by client companies. And as soon as an invoice is set, the capital is automatically reinvested in a new claim. A capital recycling mechanism which maximizes long -term profitability.

How does it work concretely?

Here is the operation of the factoring token in 3 simple steps:

1. Subscription: The investor buys a token at 50 dollars, representing a fraction of a commercial claim.
2. Putting to the work of capital: As soon as an invoice is set, the capital is automatically reinvested in a new claim.
3. Income: The interest generated (targeted at 12 % annual) are regularly redistributed to the investor.

No blockage, no manual management: the product works in a loop, as an intelligent ready-relay, supported by a rigorous selection mechanism of invoices.

Key advantages for investors

Realt is not content to offer an innovative product: it also checks all the boxes of a smart investment, namely:

• An attractive return: 12 % per year, it is well above conventional banking products or many business obligations.
• Reassuring stability: payments come from debts issued by solvent companies towards reliable customers.
• Immediate diversification: by adding the factoring to an allowance hitherto 100 % real estate, investors reduce their sectoral exposure.
• Total accessibility: as for real estate, everything is done from the Realt platform, without paperwork or bank.

Note that Realt has established a strategic partnership with an approved player in the Factoring, responsible for validating files and limiting the risk of defect.

The factoring market: a discreet giant expanding

Often unknown to the general public, the world market in factoring, however, weighs heavily. Very heavy. According to Grand View Research, it was estimated at $ 4,185 billion in 2023, with annual growth estimated at 10.5 % until 2030. Straits Research Table, on 5,680 billion by 2031.

This boom is explained by the growing demand for immediate liquidity for SMEs, startups or seasonal companies, which prefer to give in their debts rather than waiting for payment times. Factoring therefore becomes an essential short -term financing tool – and a fertile field for investors looking for return.

Why now? Realt's perfect timing

After six years of expertise in real estate token, Realt now has the confidence of its community, a proven technical ecosystem and a clear ambition: to offer a portfolio of diversified assets, accessible to all. The Factoring Token is therefore not an experiment, but a logical evolution of an already acclaimed model.

And if the reception is there, other versions of the product could emerge, with yields of up to 13 % or 14 %, in other sectors and geographic areas.

How to invest now?

Do you want to test this new tokenized financial product? Here are the steps:

1. Go to Realt.co And create your account.
2. Check your identity (quick kyc).
3. Buy your first Factoring Tokens (Payment in Crypto or Stablecoin).
4. Follow your yields in real time from the dashboard.

With the Factoring TokenRealt moves away from the walls to better explore finance, while keeping its initial promise: making the investment simple, profitable and accessible. This diversification opens the way to a future in which any asset can be split, secure and put at the service of personal growth. For crypto investors as for the curious of finance 3.0, the adventure is just beginning.