It is done: Trump affixes his signature on the very first US law on stablecoins

Washington, summer 2025. In a frantic week, Donald Trump blew hot on the congress, set fire to the Senate and put the last touch to what we will remember as the Genius Act. His most crypto-compatible legislative weapon, signed in an East Room saturated with cameras. The president was not content to tweet his intentions: he won his phone to convince, one by one, the republican opponents. And Friday, July 18, it did: the United States became the first Western country to regulate stablecoins on a federal scale.

Dollar 2.0: American genius wants to remain master of the game

When the president signs, it is not only a text he seals: he also locks, as with the 35 % surcharge recently inflicted in Canada, a strategic vision of economic power in the digital age. It's a Vgeopolitical ision that he serious. “”It may be the greatest technological revolution in the internet“, he launched emphasis.

The Genius Act (Guiding and Establishing National Innovation for Us Stablecoins) creates a new legal category for these digital currencies indexed to the dollar. Objective: to secure their use while boosting their adoption, in particular by supervising the mandatory reserves and by prohibiting stable -to -yield stable.

With this frame, the treasure hears strengthen the status of the dollar as a global currencywhile stimulating the demand for treasury bills to tear these assets. Scott Bessent, the secretary of the Treasury, even talks about new tool To expand access to the dollar economy And to boost the global demand for T-Bills.

Stablecoins in the hands of all: the crypto invites itself on a daily basis

Trump has never hidden his ambitions for the crypto industry. Formerly skeptical, He is now his most noisy supporter. His promise? Make the United States the Crypto-Capital of the World. His bet: anchor it in the life of citizens. And with the Genius Act, he wants to bring the stables closer to the racing cart.

From now on, banks, neobancs and credit unions will be able to issue their own stablecoins. No more legal vagueness: the law supervises their backing on the dollar and requires a monthly publication of reserves. For senator Bill Hagerty, this framework will allow Americans to adjust their payments almost instantlyrather than in several days.

Present at the signature: Circle, Robinhood, Gemini, Tether… All greet A historical advance. The president, goat, did not withstand a spade ::

They named him in my opinion. Thanks to you. It's a sacred law.

Behind the feat, the faults: what the Democrats denounce

But behind the spotlights, voices rise. Because if the Genius Act frames the stablecoins, it does not prevent certain gray areas.

• 60 % of World Liberty Financial, transmitter of the Stablecoin USD1, is held by a company close to the Trump;
• 245 million dollars: what crypto industry spent to support Pro-Crypto candidates in 2024;
• 6 months: this is the deadline left to regulators to publish the final rules;
• 308 votes for, 122 against: the law passes with strong republican support … but democratic fractures. ;
• No ban on digital giants to launch their own stablecoins.

The representative Maxine Waters denounces a dangerous vagueness: the text creates the illusion of a framework, but does not give the government the means to regulate effectively. For Scott Graytak of Transparency International, this partial framework “could transform the United States into digital tax havens for criminals and hostile regimes».

Americans can now pay their rent in stablecoins, but this is only the start. Trump refines an explosive measure: open plans 401 (K) to Bitcoin. A gesture that could channel billions to crypto industry, and upset household savings forever.