Financial tokenization could reach $11 trillion by 2030

According to ARK Invest projections, the value of tokenized assets could rise to around $11 trillion by 2030, compared to a current market estimated at around $22 billion. In other words, ARK is not talking about a gadget, but it is talking about a change in the plumbing of finance.

An estimate of tokenization that changes the scale of the debate

The market for tokenized assets is estimated to be worth around tens of billions of dollars today. ARK estimates that this figure could increase several hundred times in less than ten years. The reason is not a massive influx of individuals, but it is institutions.

In this vision, tokenization primarily concerns bonds, funds, structured products and certain illiquid assets. Indeed, it's not just about fractional real estate or digital works of art. The goal is to move record keeping and regulations onto programmable infrastructure. Faster, more traceable and less expensive.

ARK insists on one point often misunderstood. Tokenizing an asset does not make it magical. Indeed, it neither becomes more profitable nor automatically liquid. On the other hand, it becomes easier to integrate into financial value chains. And, this is where the value creation appears.

The tokenization of funds could push that of the underlying assets. Once the envelope is scanned, logic dictates that the content follows. This mechanism could accelerate market growth much faster than expected.

The central role of stablecoins in this dynamic

Tokenization does not progress alone. It relies on a tool that is already widely adopted, notably stablecoins. These tokens indexed to fiat currencies now serve as a bridge between traditional finance and blockchains.

For ARK, stablecoins are no longer just a crypto payment method. They become a universal settlement layer. Once the currency is tokenized, the rest follows naturally. Financial securities, fund shares, collateral. Everything can run on the same rails.

Tokenization does not replace banks or markets. However, it changes their internal mechanics. Indeed, there are fewer delays, fewer technical intermediaries, and more automation in compliance and settlement. In an environment where margins are compressing, this argument carries weight.

Until five years ago, tokenization was mostly experimental with proofs of concept and little volume. But today the context has changed. Institutions seek measurable efficiency gains. Not promises.

With tokenized assets, we can reduce certain back-office costs. It limits reconciliation errors and facilitates auditing. Additionally, tokenization paves the way for markets operating almost continuously. These benefits are concrete. They explain why asset managers and market infrastructures are now testing these solutions on a large scale.