We have heard it a thousand times, this refrain: crypto is wind. However, when we look at the figures, certain uses are not illusory. The Visa crypto card doesn’t lie. Behind the media noise, there is raw, verifiable data. And they tell a different story. That of a change in habits, discreet but massive. That of a plastic that connects the Web3 to the local café. In 2025, crypto users voted with their wallets, literally.
In brief
- Visa saw spending via crypto cards increase by 525% in 2025, an all-time high.
- EtherFi leads the way with $55.4 million spent, far ahead of its competitors.
- The company has strengthened its stablecoin network on Ethereum, Solana, Avalanche and Stellar to support the rise.
- The daily use of crypto cards is increasing, proof of massive adoption well beyond the tech-savvy circle.
From utopia to checkout: crypto cards are becoming part of everyday life
Forget fuzzy predictions: crypto spending via Visa cards has exploded. In one year, they went from 14.6 million dollars to 91.3 million, or an increase of 525%. And here, we are not talking about speculation on monkey NFTs. We're talking about everyday expenses. A restaurant, a train ticket, an online shopping trip.
The champion? EtherFi, with $55.4 million spent over the year. Far ahead of Cypher ($20.5M), then come GnosisPay, Avici Money, Exa App, and Moonwell.
This boom is not a flash in the pan. Month after month, volumes increase. No single peak or artificial hype. Just a steady climb. As Alex (@obchakevich_) explains:
These figures demonstrate not only the rapid adoption of crypto cards by users, but also the strategic importance of cryptos and stablecoins to Visa's global payments ecosystem. The increase in spending volume confirms that crypto is no longer a simple experimental technology, but a full-fledged tool for everyday financial transactions.
Visa plays conductor in the stablecoin symphony
The crypto card is not just a surface innovation. Behind it, Visa is rolling out a real strategy, and it is not there to joke. In 2025, the giant increased its partnerships with crypto platforms, but above all, it activated stablecoin mode.
Four blockchains are now connected to the Visa network: Ethereum, Solana, Avalanche and Stellar. A form of monetary ubiquity, designed for Web3 wallets.
But that's not all. Visa has created a “Stablecoin Advisory Unit”, a dedicated team to help banks, merchants and fintechs design, manage and secure their stablecoin products. A sort of office of legends, finance version 3.0.
We are far from the simple logo printed on a card. We're talking about infrastructure, crypto/fiat conversion at the point of sale, smart contracts. In short, from Visa to the architect of the bridge between the crypto-sphere and the traditional commercial world.
Goodbye banknotes, hello wallets: a revolution without fanfare… but with a magnetic strip
The crypto card is becoming a commonly used tool, and this can be seen in the accompanying figures. In parallel with the main cards, other issuers such as RedotPay, Raincards or PayyLink saw their deposit volumes increase from 61 million to 364 million dollars, or +496% in one year.
And stablecoins are filling up. On Ethereum, transfers exceeded $8,000 billion in the last quarter of 2025. Usage is massive, and active Ethereum addresses reached a record: 10.4 million in December.
Meanwhile, daily transactions on the Ethereum network peaked at 2.23 million at the end of December, up 48% year-over-year.
This is what summarizes BMNR Bullz with clarity:
This is not speculation. These are real payments that pass through traditional infrastructures thanks to Visa. When crypto cards gain momentum, it’s because adoption is already there.
Some striking figures
- +525%: growth in Visa crypto spending between January and December 2025;
- $55.4 million: amount spent via the EtherFi card;
- $8 trillion: volume of stablecoins transferred to Ethereum in Q4 2025;
- 10.4M: record number of active addresses on Ethereum in December;
- 4: blockchains interconnected to Visa (Ethereum, Solana, Avalanche, Stellar).
Some countries are not content to just follow the wave. They surf it. Nigeria, the United Arab Emirates and Vietnam are among the world pioneers in crypto adoption. In these regions, usage goes beyond simple payment: it is a lever for social mobility, protection against inflation, and sometimes even an act of financial resistance.
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