Since 2020, Michael Saylor, founder and executive chairman of MicroStrategy, has transformed his company into a Bitcoin pioneer, accumulating over 252,000 BTC. Now he thinks even bigger. During a recent presentation to Bernstein analysts, Saylor revealed his ultimate plan: turning MicroStrategy into a trillion-dollar “Bitcoin bank.” Its strategy is based on a bold conviction: Bitcoin, as a deflationary asset, will redefine global financial markets.
From BTC Accumulation to Bitcoin Banking
MicroStrategy's approach is based on a massive accumulation of Bitcoin. Over the years, the company has used debt and equity to finance its purchases.
This strategy allowed MicroStrategy to amass an impressive amount of Bitcoin, now representing approximately 1.2% of the global supply.
But Saylor doesn't stop there: he considers this accumulation as a first step. For him, the growth potential of BTC is immense, and he envisages an exponential increase in the price, up to several million dollars per BTC.
The Bitcoin banking concept that Saylor is planning is not a traditional bank. Unlike institutions that lend money, MicroStrategy plans to borrow at low rates to invest these funds in BTC.
The idea is simple: take advantage of the appeal of Bitcoin, seen as a hedge against inflation, to generate average returns estimated at 29% per year. By increasing its holdings using this method, MicroStrategy aims not only to maximize its profits, but also to establish itself as a key player in the BTC capital market.
This “Bitcoin banking” model is gaining momentum. Saylor plans to use various financial instruments, such as stocks, convertible securities, and bonds, to raise long-term funds and transform them into BTC holdings.
This approach could, he believes, create a company valued at between $300 billion and $400 billion, through the accumulation of Bitcoin and speculation on its future value.
A bold vision
For Michael Saylor, Bitcoin represents much more than just an asset. He describes it as the best performing asset of this century and believes it will transform the global financial system.
Indeed, Saylor predicts that Bitcoin could represent 7% of global financial capital by 2045, which would mean a price of $13 million per BTC.
Such a valuation would propel MicroStrategy to new heights, allowing it to become one of the largest Bitcoin holders in the world and establish itself as a leading institution in the sector.
Saylor considers the traditional banking model to be outdated in the face of the opportunities of Bitcoin. In his view, current financial institutions are constrained by restrictive lending models and assets whose value is vulnerable to inflation.
On the other hand, MicroStrategy positions itself to exploit the digital scarcity and deflationary nature of Bitcoin. According to him, this approach is not only profitable, but also infinitely scalable. For MicroStrategy, each drop in the price of BTC represents a buying opportunity, and each rise strengthens the value of its assets.
From this perspective, the risk, although substantial, is clear: everything rests on the future value of Bitcoin. Indeed, Saylor is convinced that if Bitcoin continues to grow, MicroStrategy will have an unparalleled financial reserve.
The company could then afford to raise tens, or even hundreds of billions of dollars, while continuing to accumulate BTC. This ambitious strategy could well redefine the role of companies in the world of cryptocurrencies and pave the way for new financial models. Discover also these two giants who are rushing into bitcoin.
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