The US Treasury Department opens a period of public comments until October 17, 2025 to assess advanced technologies in the fight against money laundering and the escape of sanctions. This approach is directly part of the application of the Genius Act, the historical legislation signed by Donald Trump which revolutionizes the supervision of Stablecoins. But what technologies really scrutinize the American authorities?
In short
- The US Treasury requires comments until October 17, 2025 on anti-flowage technologies in the crypto ecosystem.
- This consultation stems directly from the Genius Act, signed by Trump on July 18, 2025.
- Four technologies are at the heart of the analysis: API, artificial intelligence, digital identity verification and blockchain surveillance.
A strategic consultation to supervise the crypto ecosystem
On August 18, 2025, the US Treasury Department officially launched a 60 -day public consultation period. This initiative stems directly from the Genius Act law, a historic text promulgated by President Trump on July 18.
The objective is clear: to identify the best technologies to combat illicit activities in the world of digital assets.
The consultation focuses on four key technologies:
- Application programming interfaces (API): These systems will allow automatic sharing of compliance data between financial institutions and will facilitate the monitoring of transactions in real time.
- Artificial intelligence: This technology will analyze immense volumes of blockchain transactions to detect suspicious patterns and identify complex criminal networks.
- Digital identity verification: These tools will revolutionize the identification of users, including in the DEFI ecosystem, by simplifying the verification procedures.
- Blockchain surveillance: This approach will combine public data and private information to effectively track down illicit financial flows.
This approach is also part of the Trump Administration Pro-Crypto strategy. Indeed, the executive decree of January 23, 2025 had already created a presidential working group on digital assets. Its recommendations of July 30 precisely recommend the improvement of digital identity tools and the sharing of information between public and private sectors.
Major challenges for the stablecoins ecosystem
This consultation reveals a clear ambition: to make the United States the world leader in intelligent crypto regulation.
Stablecoins transmitters are now treated as traditional financial institutions. They will have to comply with all anti-flowage federal laws and submit to customer verification obligations.
The treasure identifies several priority threats that these technologies must fight:
- Drug traffickers and fraudsters
- Ransomware attackers
- Terrorist financiers
- Iranian sanctions bypass
- North Korean cybercriminals
This technological revolution however, has significant challenges. The Treasury acknowledges that innovative tools may have new resource burdens due to acquisition and integration costs.
Institutions will thus have to develop a sharp technical expertise while managing unpublished risks of cybersecurity and confidentiality.
The consultation will assess each technology according to seven criteria defined by the Genius Act law:
- Improvement of detection capacity
- Implementation costs for institutions
- Quantity and sensitivity of the data collected
- Risks for privacy
- Operational and efficiency challenges
- Cybersecurity risks
- Efficiency against illicit funding
The Treasury particularly seeks the regulatory obstacles that slow down the adoption of these technologies. The objective is to identify the government measures necessary to facilitate their effective deployment.
In short, beyond the technique, this consultation symbolizes the new American approach to crypto. Washington no longer wants to undergo innovations: he wants to anticipate them, supervise them and transform them into a strategic lever. A mutation that could well redefine the global balance of forces in digital finance.
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