The blockchain could live in 2025 its large turning point, comparable to the Chatgpt explosion in AI. Used by favorable regulations and the boom in stablecoins, this technology is about to revolutionize traditional finance and public systems, according to a striking analysis of the American bank Citigroup.
In short
- Citigroup plans a major turning point for the blockchain in 2025, comparable to the Chatgpt effect in AI.
- The Stablecoins market could reach $ 3,700 billion by 2030.
- The Trump Administration and the Genius Act support a clear regulation of stablecoins.
- USDT and USDC dominate 90 % of the market, but the risk of depending ones, as in 2023, remain a major threat.
- Blockchain could transform public systems by replacing the infrastructure centralized with more effective decentralized solutions.
Towards a “chatgpt moment” for the blockchain?
At a time when Stablecoins appear to be the biggest threat to Europe, the Citigroup investment bank estimates that this market could reach up to $ 3,700 billion by 2030, in an optimistic scenario. Even in a more moderate scenario, their capitalization would be $ 1,600 billion. This growth would mainly be based on a further integration of blockchain into the traditional financial system, thanks to a regulatory clarification.
Citigroup underlines that the recent pro-Crypto orientation of the Trump administration promotes the emergence of legal frameworks such as the Genius Act, which aims to supervise the use of stablecoins for payments. In parallel, stable -co -emitters will have to teach their assets to American treasury bills, thus strengthening their role in the management of global financial reserves.
Between the risks of depending and promises for the public sector
Today, the stablecoins dominated by the dollar, such as USDT and USDC, already represent 90 % of the market, whose capitalization has increased to $ 230 billion. Citigroup anticipates that this American domination will persist, even if China and Europe seek to impose their own digital currencies.
Despite this craze, challenges remain. The risk of Depegging – like that of USDC in 2023 after the fall of the Silicon Valley Bank – remains worrying. More than 1,900 cases were identified that year. Finally, Citigroup notes that blockchain could also revolutionize public systems, by replacing the infrastructure centralized with more efficient and more transparent decentralized models.
While the regulations align and institutional adoption accelerates, stablecoins could become the backbone of global digital finance! Especially since Russia is preparing to launch its own stablecoin, and turn away definitively from the USDT. If the challenges remain, Citigroup anticipates a future where blockchain would no longer be a promise, but a key infrastructure of the financial and public systems of tomorrow.
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